9 Best Money-Making Apps: Earn Extra Cash in Your Spare Time

We may receive compensation from the providers of the services and products featured on this website. Read our Advertising Disclosure.

Are you looking for ways to earn some extra money in your free time? With the rise of technology, there are now numerous apps available that can help you make money right from your mobile device. Whether you’re looking to earn some spare change or want to supplement your income, these money-making apps offer a great way to do so. In this article, we will explore the 9 best money-making apps other than Uber that can help you earn real money in your spare time.

1. Swagbucks: Surveys & Gift Cards

Swagbucks is a popular money-making app that allows you to earn points by completing simple tasks such as answering surveys, playing games, watching videos, and searching the internet. These points can then be redeemed for gift cards to major retailers like Amazon or Walmart, or you can choose to get cash back through PayPal. Swagbucks offers multiple ways to earn points, giving you flexibility and options to maximize your earnings.


  • Multiple ways to earn points
  • Redeem points for gift cards or cash


  • Low earnings potential
  • Some tasks can be time-consuming

2. Survey Junkie: Online Surveys

Survey Junkie is an online market research community that pays you for sharing your opinions through surveys. As a member, you can earn virtual points for completing surveys, which can be instantly redeemed for e-gift cards or PayPal payments. While you won’t get rich taking surveys, Survey Junkie offers a legitimate way to earn some extra cash in your spare time.


  • Earn money completing brief surveys
  • Redeem points for e-gift cards or PayPal


  • Surveys may be expired
  • Some surveys have repetitive questions

3. Rocket Money: Keeping Track of Your Finances

Rocket Money is a money management and budgeting app that helps you keep track of your finances and reach your financial goals. With Rocket Money, you can see all your financial accounts in one place, create budgets, automate your savings, and monitor your credit score. The app offers premium services, including subscription cancellation, chatting with a money expert, and bill negotiation, to help you save more and spend less.


  • Numerous budgeting and savings features
  • Credit reports and tracking


  • Free version is limited
  • Bill negotiation service can be pricey

4. DoorDash: Delivery Drivers

If you’re looking for a flexible way to earn money in your spare time, DoorDash is a great option. DoorDash allows you to become a “Dasher” and make money by delivering products from local restaurants, convenience stores, and grocery stores. As a Dasher, you can choose when and how much you want to work, and you keep 100% of your tips. DoorDash offers a guaranteed base rate for every order, and you can get paid instantly after every dash with DasherDirect Instant Pay.


  • Set your own hours
  • Keep 100% of your tips


  • Vehicle costs (gas, wear and tear, etc.)
  • No earnings while waiting for food orders

5. Rakuten: Cash Back

Rakuten, formerly known as Ebates, offers cash back, deals, and coupons at over 3,500 stores. With Rakuten, you can earn cash back on purchases from a wide range of retailers, including popular brands like Amazon, Best Buy, and Walmart. Simply sign up for a free account and start shopping through Rakuten’s website, app, or browser extension. Rakuten will notify you when you earn cash back, and you’ll receive a payment every three months by check or PayPal.


  • Unlimited cash back on purchases
  • $10 welcome bonus for new users


  • Some cash back rates may be low
  • Cash back is awarded every three months

6. Upside: Gas Station Rewards

Upside is an app that partners with gas stations and businesses nationwide to provide personalized cash back offers. With Upside, you can earn cash back on gas purchases and other in-store offers. Simply download the app, create an account, and view offers in your area. To earn cash back, pay with a credit or debit card and submit your receipt or check-in on the app. Upside validates your purchase, and you can cash out your earnings to your bank account, PayPal, or a gift card.


  • User-friendly app with map view of offers
  • Can stack with existing loyalty programs


  • Doesn’t work with cash payments
  • Some locations may have few or no offers

7. Upwork: Freelancers

Upwork is a freelancing marketplace that connects gig workers with clients looking for various skills and services. If you have a skill or expertise you can offer as a freelancer, Upwork is a great platform to find freelance opportunities. Simply sign up and create a profile, then you can pitch projects and bid for jobs in your industry. Upwork offers payment protection to ensure you get paid for your work, and you can choose how to receive your payment.


  • Pitch projects and bid for jobs
  • Payment protection ensures you get paid


  • 10% freelancer service fee
  • Payment is received 10 days after the billing period ends

8. TradeStation: Active Traders and Investors

TradeStation is a platform designed for active traders and investors. With TradeStation’s mobile app, you can access advanced tools and trade execution, making it easy to manage your investments on the go. The app offers real-time data, advanced analysis, streamlined order interface, and intuitive order tracking. TradeStation supports stocks, options, futures, and cryptocurrency trading, giving you a wide range of investment opportunities.


  • Advanced tools and trade execution
  • Commission-free trades


  • Not as robust as the desktop platform
  • Steep learning curve for beginners

9. M1 Finance: Passive Investors

M1 Finance is a low-cost robo-advisor that appeals to self-directed investors who want to manage their investments, banking, and borrowing in one app. M1 Finance offers features like an FDIC-insured savings account with a competitive interest rate, a Visa credit card with up to 10% cash back, and no-fee personal loans. Self-directed investors will appreciate M1’s automated investing with dynamic rebalancing to keep your portfolio allocation in check.


  • Integrate investment, banking, and borrowing in one app
  • Trade automation with dynamic rebalancing


  • $10 monthly fee for best offers
  • No access to advisors or recommendations

Additionally – In the realm of personal finance, leveraging side hustle apps like Uber and Uber Eats not only offers an avenue for independent contractors to generate additional income but also capitalizes on the burgeoning gig economy within the United States. Platforms such as Facebook Marketplace open doors for individuals to connect with potential buyers, turning unused items into cash with minimal effort. For those seeking rewards for their online shopping habits, cash-back apps like Ibotta and Rakuten present opportunities to earn cash-back rewards on purchases from popular and local retailers. Moreover, the Google Opinion Rewards and Survey Junkie apps exemplify how completing tasks and surveys in your own time can lead to earning bonus points or PayPal cash, enhancing the attractiveness of these top money-making apps. Whether it’s finding the best deals through Capital One Shopping or earning Amazon gift cards through Swagbucks, the plethora of options available means there’s something for everyone looking to bolster their income with extra space in their schedule for side gigs.


These 9 money-making apps offer a variety of ways to earn extra cash in your spare time. Whether you’re looking to complete simple tasks, take surveys, make deliveries, or manage your investments, there’s an app for you. By using these apps, you can make the most of your free time and supplement your income. Remember, these apps won’t make you rich overnight, but they can provide a great way to earn extra money and reach your financial goals. So why not give them a try and start earning today?

Additional Information:

  • Don’t forget to make the most of sign-up bonuses and promotions offered by these apps. Many apps offer welcome bonuses or extra rewards for new users, so be sure to take advantage of these offers.
  • Always read the terms and conditions of each app to understand how they pay out and any fees or requirements associated with earning money.
  • Be mindful of your personal information and privacy when using money-making apps. Stick to reputable apps and only provide necessary information to ensure a safe and secure experience.
  • Remember that earning money through apps is not a replacement for a full-time job. These apps are best used as a way to supplement your income or earn some extra cash in your free time.